The economy forces millions of South Africans into financial difficulty. The result is that consumers run a risk of losing assets such as houses, vehicles, furniture etc.

The National Credit Act, however, ensures protection to consumers and prevents creditors from acting against them.

Should a person apply for debt counselling, we will restructure his/ her finances to ensure that he/ she has sufficient, normal living expenses. Payments to creditors are also revised to be affordable. The application and all actions to be taken are done strictly in accordance with the Credit Act and are also treated as confidential.